|
 |
|
|
| Minimum Opening Deposit |
Free Checking |
Traditional Checking |
Senior Traditions Checking |
$100.00 |
$100.00 |
$100.00 |
Daily Balance Requirements |
$0.00 |
Minimum Daily Collected Balance of $1,500.00 OR
$5,000.00 Combined Monthly Average Balance of Other Personal Accounts OR $10,000 in Outstanding Consumer Loan Balances
|
$0.00 |
Monthly Service Fee |
$0.00 |
Free:
$9.95 If Balances Requirement is not met.
|
$0.00 |
Unlimited Check
Writing |
YES |
YES |
YES |
Interest Earned On Collected Balances |
YES |
YES,
Tiered Rates |
|
Online Banking with Bill Pay |
FREE |
FREE |
FREE |
Safe Deposit Box Discount |
N/A |
$20 Discount;
With Auto Payment |
25% Discount;
With Auto Payment |
Checks |
Initial
Order Free |
Free
Club Checks |
Free
Club Checks |
Electronic
Statement |
Yes; Paper
Statement $4.95 |
Available |
Available |
Check Card |
FREE |
FREE |
FREE |
Free
Overdraft Protection |
|
YES |
|
Free Savings
Account |
|
YES |
|
ATM
Transactions |
|
No
FTB Charge for Foreign ATM Usage |
|
Cashiers
Checks |
|
FREE |
FREE |
Travelers
Checks |
|
FREE |
FREE |
Savings & Money
Market Comparison |
| Minimum
Opening Deposit |
Traditional
Savings |
Lil-Traditions
Savings |
Money
Market |
$100.00 |
$100.00 |
$100.00 |
Daily
Balance Requirements |
Average
Daily Balance of $500.00 |
|
$1,000.00
Daily Balances OR
$2,000.00 Average Balance
|
Monthly
Service Fee |
$5.00:
If Balance Requirement
Not Met |
|
$10.00:
If Balance Requirement
Not Met |
Excessive
Withdrawal Fee |
2
Free withdraws per month, $2.00 for each withdrawal
thereafter |
2
Free withdraws per month, $2.00 for each withdrawal
thereafter |
$5.00.
after 3 per statement cycle |
Interest
Earned On Collected Balances |
YES |
YES |
YES,
Tiered Rates |
Interest
Tiers |
|
|
$0.00-999.99
$1,000.00-24,999.99
$25,000.00-99,999.99
$100,000.00-499,999.99
$500,000.00-999,999.99
$1,000,000.00 and over |
|
|
|