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Effective 10.30.08  
 
Rate
APY
7-90 Days Certificate
1.50%
1.51%
3 Month Certificate
2.00%
2.02%
6 Month Certificate
2.50%
2.53%
12 Month Certificate
2.75%
2.78%
24 Month Certificate
3.00%
3.04%
36 Month Certificate
3.25%
3.30%
48 Month Certificate
3.50%
3.56%
60 Month Certificate
4.00%
4.07%
 
 
18 Month Variable IRA
2.50%
2.53%
Money Market Rates
$1.00 - $999.99
0.20%
0.20%
$1,000.00 - $24,999.99
0.50%
0.50%
$25,000.00 - $99,999.99
1.00%
1.00%
$100,000.00 - $499,999.99
1.25%
1.26%
$500,000.00 - $999,999.99
1.50%
1.51%
$1,000,000 and over
1.50%
1.51%
Traditional Checking & Traditional Business NOW Rates
$1.00 - 49,999.99
0.20%
0.20%
$50,000.00 - $199,999.99
0.50%
0.50%
$200,000.00 - $499,999.99
0.75%
0.76%
$500,000.00 and over
1.25%
1.26%
 
 
 
Savings
1.00%
1.00%
Minor Savings
2.50%
2.54%
Free Checking
1.00%
1.00%

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